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Last Updated on 23-07-2026

These Terms and Conditions ("Terms") constitute a legally binding agreement between JAIJUI COMMUNICATION ("Company", "we", "our", or "us") and you ("User", "you", or "your") regarding your access to and use of our website, APIs, applications, and digital services. By accessing or using our platform, you acknowledge that you have read, understood, and agreed to these Terms, our Privacy Policy, and any other applicable policies. We reserve the right to amend these Terms at any time without prior notice.

• You agree to provide accurate, complete, and up-to-date information during registration and while using our services. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities carried out through your account.
• Our platform provides digital services including Mobile Recharge, DTH Recharge, BBPS Bill Payments, AEPS, UPI Payout, Bus Ticket Booking, API Services, and Retailer & Distributor Solutions. Service availability may change without prior notice.
• Users must verify all transaction details before confirming any transaction. The Company shall not be responsible for transactions processed with incorrect mobile numbers, account numbers, bill details, or any other information entered by the user.
• We provide a technology platform only. Banking services, payment processing, telecom services, utility bill payments, travel bookings, and related services are delivered through authorized banks, payment gateways, NPCI, telecom operators, utility providers, travel partners, and other third-party service providers. The Company shall not be liable for any delay, failure, reversal, or interruption caused by these third parties.
• Certain services may require completion of Know Your Customer (KYC) verification. We reserve the right to request additional documents or suspend or terminate any account that does not comply with applicable regulatory requirements, including KYC, AML, and other legal obligations.
• Retailers, distributors, merchants, and API partners are solely responsible for the transactions initiated through their respective accounts. The Company acts only as a technology service provider and shall not be responsible for any private agreements or disputes between retailers and their customers.
• API users must keep their API credentials confidential and ensure that their applications comply with these Terms and all applicable laws. Any misuse of API services may result in immediate suspension or permanent termination of access.
• Users shall not use the platform for fraudulent activities, unauthorized access, phishing, hacking, money laundering, or any activity prohibited under applicable Indian laws. The Company reserves the right to suspend accounts and report suspicious activities to the appropriate regulatory or law enforcement authorities.
• All trademarks, logos, software, APIs, website content, graphics, designs, and other intellectual property displayed on this website are the exclusive property of the Company or its licensors. Unauthorized copying, modification, reproduction, or distribution is strictly prohibited.
• Service charges, commissions, convenience fees, and applicable taxes may vary depending on the service and are subject to change without prior notice.
• Refunds, where applicable, shall be processed in accordance with our Refund Policy and the terms applicable to the specific service. Refund requests submitted after the prescribed period may not be eligible.
• While we strive to provide uninterrupted services, we do not guarantee continuous availability. Services may occasionally be affected by scheduled maintenance, banking partner downtime, telecom network issues, technical failures, or circumstances beyond our reasonable control.
• To the maximum extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, or consequential loss arising from user errors, incorrect information, banking partner downtime, network failures, technical issues, force majeure events, or any circumstances beyond our reasonable control.
• These Terms shall be governed by the laws of India. Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Pune, Maharashtra.
• For any questions, concerns, or communications regarding these Terms and Conditions, please contact us using the contact details available on our website.

https://jjrconnect.in